When consumers can't afford to buy

The worker / owner dichotomy of the beginning of twentieth century has been replaced in America with an equally unequal consumer / investor split.

A combination we once thought had defeated communism forever -- mutual funds and cheap luxury goods -- is now disappearing, taking with it our own economic miracle only decades after the Fall of the Berlin Wall.

Will we simply revert to a world of citizens with capital and those without? Will those without (i.e. those we used to call workers) be able to continue to consume what those we used to call owners can profit from?

Or will only those that have continue to get?